# Clayhill Advances

> Clayhill Advances is a small-business funding broker at 1338 2nd St, Stevens Point, WI 54481 (phone (715) 226-9612). It helps businesses in Stevens Point, WI; Plover, WI and across Portage County, Wisconsin, explore business lines of credit, working capital loans, business term loans, equipment loans and leases, inventory financing, and merchant cash advances. Clayhill Advances takes business funding requests and passes them to funding partners; each partner reviews a request on its own and decides any approval, amount, price and terms. Clayhill Advances is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Clayhill Advances does not arrange personal, payday, auto title, mortgage, startup or SBA loans, does not offer grants, and does not arrange funding for trucking or agriculture.

Key facts:
- Business type: small-business funding broker (not a lender)
- Address: 1338 2nd St, Stevens Point, WI 54481, United States
- Phone: (715) 226-9612
- Apply: https://clayhilladvances.com/apply/
- Service area: Stevens Point, WI; Plover, WI and all of Portage County, Wisconsin
- Language: English

## Funding options
- [Business Loan Options in Stevens Point, WI, Matched to Food Costs and Claim Delays](https://clayhilladvances.com/business-loans/): This Clayhill Advances page in Stevens Point, Wisconsin compares six funding types: what each pays for, how it is repaid, what tends to secure it and which Portage County trades use it. Funding partners set every amount, rate and term.
- [Business Lines of Credit in Stevens Point, WI: Draws for Book Purchases and Food Costs](https://clayhilladvances.com/business-loans/line-of-credit/): Clayhill Advances in Stevens Point, Wisconsin leads with business lines of credit and passes each request to funding partners. This page covers credit lines for taverns and therapy clinics, installment loans against lines, payroll draws, how to open a line, how to use one and revolving against non-revolving lines.
- [Working Capital Loans in Stevens Point, WI: Patio Additions, Insurance Lags and Payroll](https://clayhilladvances.com/business-loans/working-capital/): Working capital requests sent to Clayhill Advances in Stevens Point, Wisconsin go on to funding partners. This page covers payroll loans, working capital against other financing, uses for retailers, the choice against a term loan and payroll funding for Portage County plants.
- [Business Term Loans Across Portage County, WI: Expansions, Buyouts and Treatment Tables](https://clayhilladvances.com/business-loans/term-loans/): Term loan requests from Stevens Point, Wisconsin reach funding partners through Clayhill Advances. This page covers buying an existing bar, term loans against lines of credit and short-term loans, how term loans and amortization work, and long-term loans for Portage County taverns.
- [Stevens Point, WI Inventory Financing: Bulk Food Buys and Medical Supplies](https://clayhilladvances.com/business-loans/inventory-financing/): Stock bought ahead of a season is the subject here, and Clayhill Advances of Stevens Point, Wisconsin sends those requests on to funding partners. This page explains inventory financing, how it works for contractors and plants, loans for restaurant food buys and clinic supplies, and pre-season stock loans for retailers.
- [Equipment Financing Across Portage County, WI: Scan Tools, POS Systems and Skid Steers](https://clayhilladvances.com/equipment-financing/): Equipment loans and leases are requested through Clayhill Advances in Stevens Point, Wisconsin and reviewed by funding partners. This page covers gym, office, restaurant, dental and medical, construction, bar and excavation equipment for Portage County businesses.
- [Merchant Cash Advance Across Portage County, WI: Card-Sales Advances for Repair Shops](https://clayhilladvances.com/merchant-cash-advance/): Clayhill Advances in Stevens Point, Wisconsin passes merchant cash advance requests to providers along with its loan requests. This page explains how an advance works, how it compares with revenue-based financing, what the terms mean, credit reporting and comparing providers. Legally, an advance is a sale of receivables rather than a loan.

## Industries
- [Portage County, WI Industry Loans, From Restaurant Owners to Insurance Agencies](https://clayhilladvances.com/industries/): Any operating Portage County trade except trucking and agriculture can send a request to Clayhill Advances in Stevens Point, Wisconsin. This hub links nine trade pages and adds Census notes on dental offices, landscapers, hotels, salons, gyms, child care and grocery stores in Portage County.
- [Stevens Point, WI Restaurant Loans: Kitchen Hoods and Walk-In Coolers](https://clayhilladvances.com/industries/restaurants/): Clayhill Advances in Stevens Point, Wisconsin passes restaurant funding requests to funding partners. This page covers financing options for coolers and hoods, buying or remodeling a restaurant, new openings, equipment, food costs and what lenders read in a request.
- [Medical Practice Loans for Stevens Point, WI Physician Practices: Ultrasound Units](https://clayhilladvances.com/industries/medical-practices/): Clayhill Advances in Stevens Point, Wisconsin passes medical practice funding requests to funding partners. This page covers equipment financing requirements when claims pay slowly, physician buy-in loans, provider hiring, ultrasound units, and the Portage County physician office counts.
- [Auto Repair Shop Loans Across Portage County, WI: Tire Machines and Lifts](https://clayhilladvances.com/industries/auto-repair/): Clayhill Advances in Stevens Point, Wisconsin passes repair shop funding requests to funding partners. This page covers lifts, buying a shop, alignment racks, bay expansions, scan tools, parts inventory and the Portage County repair shop counts.
- [Business Loans for Retail Across Portage County, WI: Holiday Inventory and Display Cases](https://clayhilladvances.com/industries/retail/): Clayhill Advances in Stevens Point, Wisconsin passes retail funding requests to funding partners. This page covers holiday and seasonal stock, display cases and fixtures, storefront upgrades, POS replacements and the Portage County retail counts.
- [Construction Business Loans for Stevens Point, WI Contractors: Excavators and Job Draws](https://clayhilladvances.com/industries/construction/): Contractor requests sent to Clayhill Advances in Stevens Point, Wisconsin go on to funding partners for review. This page covers retainage gaps for roofers, concrete and foundation crews, excavator and skid steer financing, how contractors compare financing companies, and the Portage County construction and housing permit counts.
- [Business Loans for Manufacturing Companies in Stevens Point, WI: Plant Upgrades](https://clayhilladvances.com/industries/manufacturing/): Clayhill Advances in Stevens Point, Wisconsin passes plant funding requests to funding partners. This page covers machinery leases, equipment loans for line upgrades and forklifts, financing services, food and metal plants, and the Portage County manufacturing counts.
- [Stevens Point, WI Bar Business Loans: Draft Systems, Ice Machines and Patio Additions](https://clayhilladvances.com/industries/bars/): Clayhill Advances in Stevens Point, Wisconsin passes tavern funding requests to funding partners. This page covers bar financing options, buying a tavern, patios and coolers, adding a kitchen, the Stevens Point and Plover license records a partner may ask about, and the Portage County bar counts.
- [Stevens Point, WI Chiropractic Practice Loans: Therapy Equipment and Insurance Lags](https://clayhilladvances.com/industries/chiropractors-and-therapists/): Clayhill Advances in Stevens Point, Wisconsin passes clinic funding requests to funding partners. This page covers treatment tables, waiting on insurance, build-outs, digital X-ray, partner buyouts and the Portage County practitioner counts.
- [Insurance Agency Loans in Stevens Point, WI: Book Purchases, Producers and Office Moves](https://clayhilladvances.com/industries/insurance-agencies/): Clayhill Advances in Stevens Point, Wisconsin passes insurance agency funding requests to funding partners. This page covers buying an agency or a book, hiring producers, how partners read commission income, furniture and technology, office moves and the Portage County agency counts.

## Guides and calculators
- [Portage County, WI Permits, Filings and a Calculator for Restaurant Owners](https://clayhilladvances.com/resources/): Clayhill Advances in Stevens Point, Wisconsin keeps three working tools here: a guide to city zoning and building permits, a guide to Portage County property and assessment records, and an interest-only line of credit calculator.
- [Stevens Point, WI Zoning Map and Building Permits for Portage County, WI Tavern Owners](https://clayhilladvances.com/resources/stevens-point-wi-zoning-and-building-inspection/): A guide to the City of Stevens Point zoning map and code, the zoning code rewrite, building permits and plan review, required inspections, contractor credentials and Plan Commission reviews, drawn from the city's own pages (checked October 24, 2026) and set against what a funding partner asks for.
- [Portage County, WI Assessor Property Search and Records for Manufacturers and Shops](https://clayhilladvances.com/resources/portage-county-wi-business-resources/): A guide to Portage County, Wisconsin property and tax records for business owners: municipal assessment, the Stevens Point assessor and its Open Book and Board of Review dates, the county's municipalities, and where each record fits in a funding request, drawn from city and village pages checked October 24, 2026.
- [Interest Only Business Line of Credit Calculator for Stevens Point, WI Restaurant Owners](https://clayhilladvances.com/resources/interest-only-business-line-of-credit-calculator/): This Clayhill Advances calculator estimates what a credit line draw costs when repaid over a chosen number of months, and the page explains the interest-only payment on the same balance. Results reflect only the numbers entered; real rates and terms come from funding partners.

## Areas served
- [Stevens Point, WI Business Loans for Restaurants, Shops and Practices Across Portage County, WI](https://clayhilladvances.com/stevens-point-wi/): Portage County and ZIP 54481 Census counts, set beside the funding requests Clayhill Advances handles from its Stevens Point, Wisconsin office. This page covers lender types, commercial leases, downtown shops and the Downtown Business Improvement District, buying a restaurant or a business, the ZIP and county counts, and the city offices behind a build-out.
- [Portage County, WI Business Funding Coverage for Contractors](https://clayhilladvances.com/service-areas/): This page covers funding requests from Portage County, Wisconsin towns around Stevens Point, with ZIP-level Census figures where they exist and a link to the Plover page. The village on the address does not change the route: Clayhill Advances sends each request to funding partners, and they decide.
- [Business Loans for Plover, WI Physician Practices and Repair Shops](https://clayhilladvances.com/service-areas/plover-wi/): This page covers funding requests from the Village of Plover, Wisconsin: village zoning and permit steps, its liquor license year, and Census counts for ZIP 54467. Clayhill Advances frames a Plover request, and the partner that reviews it decides.

## Company
- [Small Business Loans in Stevens Point, WI: Repair Shops, Retailers and Contractors](https://clayhilladvances.com/): Clayhill Advances, based in Stevens Point, Wisconsin, takes funding requests by phone and web form from taverns, clinics, repair shops, retailers, contractors, agencies and plants across Portage County. It matches each cost to one of six funding types, leading with business lines of credit, and passes the request to funding partners who set approval, amount and price.
- [How to Apply for a Small Business Loan in Stevens Point, WI: A Repair Shop's Steps](https://clayhilladvances.com/how-it-works/): This Clayhill Advances page in Stevens Point, Wisconsin lays out how a funding request moves from the first call to a partner's offer, which records partners tend to ask for, and how sole proprietors, CDFI borrowers and business buyers in Portage County approach an application.
- [Portage County, WI Business Funding FAQ: Food Costs and Claim Delays](https://clayhilladvances.com/faq/): First questions owners put to Clayhill Advances in Stevens Point, Wisconsin, with short answers. Funding partners decide every approval and term; tax and legal questions belong with an adviser.
- [Clayhill Advances: Funding Help for Portage County, WI Taverns, Agencies and Shops](https://clayhilladvances.com/about/): Clayhill Advances has an office at 1338 2nd St, Stevens Point, WI 54481. Taverns, clinics, shops and agencies around Portage County call or write in, and the funding partners who review each request decide its approval, amount and price.
- [Contact Clayhill Advances: Business Loans for Stevens Point, WI Tavern Owners](https://clayhilladvances.com/contact/): Phone and form details for Clayhill Advances, the Stevens Point, Wisconsin office that sorts Portage County funding requests. Below: how to reach it and what a first call goes over.
- [Request Small Business Loans in Stevens Point, WI for Claim Delays](https://clayhilladvances.com/apply/): This Clayhill Advances page in Stevens Point, Wisconsin holds the request form and explains which records funding partners tend to ask for afterward, for clinics, repair shops, retailers and contractors.
- [Disclosures for Clayhill Advances, Stevens Point, WI](https://clayhilladvances.com/disclosures/): Clayhill Advances in Stevens Point, Wisconsin is a funding broker, not a lender.

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